Employees

What is the amount of supplementary pensions made up by employees? About 42% of all salaried members built up only reserves acquired in one or more sectoral plans. 32% of salaried members built up only the reserves acquired in one or more business plans. 18% of all employed members combine a business plan and a sectoral plan. Members with only pension rights in a business plan have the highest average earned reserve, i.e. €32.792. For both men and women, the 36-45 age group has the highest number of salaried members (more than 1 000 000). About 57% of employed members are under 45 years of age. In each age group, there are more men than women. The average reserve earned for all employees is €18,686, the median pension reserve is €2,670. The quintile ratio S80/S20 measures inequality and shows the ratio between the average earned reserve of the 20% of members with the highest earned reserves (S80) and that of the 20% of members with the lowest earned reserves (S20). An S80/S20 of 10 means that the amount of the average reserve earned by the 20% of members with the highest reserve is 10 times higher than that of the 20% of members with the lowest pension reserve. This ratio is calculated by age group and gender; persons over the age of 65 are not taken into account.