Volume of work on mortgages

This table shows the number of mortgage filings and mortgage certificate applications received. To be brought to the attention of all (to be opposable to the third party), certain acts require the performance of a special publicity: mortgage advertising. This can take three forms: 1) Transcription: a complete copy of the deed in the mortgage registers, such as the deed of sale of immovable property; 2) registration: a copy of an extract from the deed, such as a mortgage registration slip; (3) the marginal mention: additional information mentioned in the margins of either an entry or a transcript, such as, for example, in the case of a seizure of immovable property. These formalities, formerly carried out by manual copying, have been carried out since 2001 by scanning documents and since 1 April 2014 also by documents received electronically. The increase in the number of real estate transactions and write-offs leads to an increase in the number of transcripts, marginal mentions and applications for mortgage certificates. A mortgage certificate gives the situation of immovable property. It shall state whether the property is the subject of a mortgage or seizure.